Buying Property in Scotland - An Overview

The process of buying property in Scotland is quite different to the one used in the rest of the UK, so if you're planning on getting your very own Scottish dream home, then it's worth making sure that you understand exactly what you'll need to do.

The general process runs as follows:

• Apply for a mortgage
• Engage a solicitor or conveyancer (mandatory)
• Find a property you wish to buy
• Ask your solicitor to 'note interest'
• Complete a mortgage application
• Get a valuation or survey
• Have the mortgage application agreed
• Make an offer on the property
• Complete the mortgage application
• Offer is accepted
• Fix a settlement date
• Arrange buildings insurance
• Solicitors complete missives (contracts)
• Settlement (completion)

Each of these processes are explained in more detail here in The Buying Process.